Should you use your retirement savings to pay off debt?

If you’re planning to use your retirement funds to pay off pesky debts, you must think twice. Taking out a 401(k) loan may sound attractive for a couple of reasons and those are, • You don’t have to meet any qualifying criteria • You can get access to quick fund • Interest charged on such loans are much low – […]

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Frugality means understanding the value for money

When it comes to living a debt-free financially-independent life, all roads lead to frugality. And when it is frugality, it is the understanding of value for money. If you can’t appreciate it value, you’re very likely to waste it. Rewards of frugality Prevent your hard-earned dollars from being drained out. If you wonder what you should learn and why you […]

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Choosing your major right is important to pay back student loans

Student loans present a worse picture than would’ve been thought possible. Every year you get to hear stories about the probable number of students dropping out simply because of the fact that they can’t handle the debt burden altogether. In fact, recent figures about student loan debt would tell you how miserable the situation actually is. It’s a known fact […]

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Lew seems all for the rise in debt ceiling, yes!

“Preparing for a financial apocalypse.” – Yalman Onaran. This is what seems to have become the refrain given the financial situation prevalent all over the United States. The uncanny shadow that the debt canopy casts over the nation seems here to stay. Even while some hopeful heads reared themselves as alternatives to the Congress raising the debt limit, they seem […]

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